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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 215-654-6020.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Bern Robinson
is one of The Top Selling Real Estate Experts™
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Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agent is a Top Local Expert. Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.  | • | You will have full access to ALL homes available on the Audubon, Worcester and Collegeville market, even listings not yet on the MLS, through my professional Pennsylvania real estate affiliations. | | • | My expert local knowledge of the Audubon, Worcester and Collegeville area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. | | • | Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Audubon, Worcester and Collegeville is no different! It's my job to steer you into opportunities and out of traps. | | • | What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. | | • | Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. | | • | You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. | | • | Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. |
 Let me represent your best interests in your search for a new home in the Audubon, Worcester and Collegeville area. While you can see a million homes on the web, actually buying your home is another matter entirely. Let me make buying your next (or first!) home as stress-free as possible! Ask me any question about buying a home in Audubon, Worcester and Collegeville. It's my job to help you! There's no obligation, and I promise to respond quickly.
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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NUMBER1EXPERT™
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